90 lines
5.1 KiB
Python
90 lines
5.1 KiB
Python
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"""
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打分评级模型
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"""
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from Modules.Company.CompanyObject import FinancialData
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from Utils.ObjUtil import SpecObject
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from Utils.ValidateUtil import ValidateAttr, Validate
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class CreditIndexScore(SpecObject):
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compensation = ValidateAttr(field="compensation", type=[float, int], default=None)
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compensation_rate = ValidateAttr(field="compensation_rate", type=[float, int], default=None)
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compensation_reserve_ratio = ValidateAttr(field="compensation_reserve_ratio", type=[float, int], default=None)
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cash_assets_ratio = ValidateAttr(field="cash_assets_ratio", type=[float, int], default=None)
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risk_reserve_adequacy_ratio = ValidateAttr(field="risk_reserve_adequacy_ratio", type=[float, int], default=None)
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current_ratio = ValidateAttr(field="current_ratio", type=[float, int], default=None)
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growth_ability = ValidateAttr(field="growth_ability", type=[float, int], default=None)
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guaranteed_insured_balance_growth_rate = ValidateAttr(field="guaranteed_insured_balance_growth_rate", type=[float, int], default=None)
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guaranteed_revenue_growth_rate = ValidateAttr(field="guaranteed_revenue_growth_rate", type=[float, int], default=None)
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growth_rate_of_total_assets = ValidateAttr(field="growth_rate_of_total_assets", type=[float, int], default=None)
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guaranteed_asset_quality = ValidateAttr(field="guaranteed_asset_quality", type=[float, int], default=None)
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single_customer_concentration = ValidateAttr(field="single_customer_concentration", type=[float, int], default=None)
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current_guarantee_compensation_rate = ValidateAttr(field="current_guarantee_compensation_rate", type=[float, int], default=None)
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financing_guarantee_magnification = ValidateAttr(field="financing_guarantee_magnification", type=[float, int], default=None)
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industry_concentration = ValidateAttr(field="industry_concentration", type=[float, int], default=None)
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current_compensation_recovery_rate = ValidateAttr(field="current_compensation_recovery_rate", type=[float, int], default=None)
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enterprise_size = ValidateAttr(field="enterprise_size", type=[float, int], default=None)
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paid_capital = ValidateAttr(field="paid_capital", type=[float, int], default=None)
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guarantee_business_income = ValidateAttr(field="guarantee_business_income", type=[float, int], default=None)
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profitability = ValidateAttr(field="profitability", type=[float, int], default=None)
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return_total_assets = ValidateAttr(field="return_total_assets", type=[float, int], default=None)
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operating_margin = ValidateAttr(field="operating_margin", type=[float, int], default=None)
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roe = ValidateAttr(field="roe", type=[float, int], default=None)
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capital_structure = ValidateAttr(field="capital_structure", type=[float, int], default=None)
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actual_asset_liability_ratio = ValidateAttr(field="actual_asset_liability_ratio", type=[float, int], default=None)
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capital_adequacy_ratio = ValidateAttr(field="capital_adequacy_ratio", type=[float, int], default=None)
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fields_map = {
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"compensation": "代偿能力",
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"compensation_rate": "代偿保障率(%)",
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"compensation_reserve_ratio": "代偿准备金比率(%)",
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"cash_assets_ratio": "现金类资产比率(%)",
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"risk_reserve_adequacy_ratio": "风险准备金充足率(%)",
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"current_ratio": "流动比率(%)",
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"growth_ability": "成长能力",
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"guaranteed_insured_balance_growth_rate": "担保在保余额增长率(%)",
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"guaranteed_revenue_growth_rate": "担保收入增长率(%)",
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"growth_rate_of_total_assets": "资产总额增长率(%)",
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"guaranteed_asset_quality": "担保资产质量",
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"single_customer_concentration": "单一客户集中度(%)",
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"current_guarantee_compensation_rate": "当期担保代偿率(%)",
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"financing_guarantee_magnification": "融资担保放大倍数(倍)",
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"industry_concentration": "行业集中度(%)",
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"current_compensation_recovery_rate": "当期代偿回收率(%)",
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"enterprise_size": "企业规模",
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"paid_capital": "实收资本（亿元）",
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"guarantee_business_income": "担保业务收入(万元)",
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"profitability": "盈利能力",
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"return_total_assets": "总资产收益率(%)",
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"operating_margin": "营业利润率(%)",
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"roe": "净资产收益率(%)",
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"capital_structure": "资本结构",
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"actual_asset_liability_ratio": "实际资产负债率(%)",
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"capital_adequacy_ratio": "资本充足率(%)"
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}
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class ScoreAndRankModel(SpecObject):
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rid = ValidateAttr(field="rid", type=str)
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cid = ValidateAttr(field="cid", type=str)
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report_date = ValidateAttr(field="report_date", func=Validate.date_format)
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rank_level = ValidateAttr(field="rank_level", type=str)
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rank_score = ValidateAttr(field="rank_score", type=float)
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credit_index_score = ValidateAttr(field="credit_index_score", type=CreditIndexScore)
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fields_map = {
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"rid": "评价ID",
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"cid": "企业ID",
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"report_date": "报告期",
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"rank_level": "信用级别",
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"rank_score": "信用得分",
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"credit_index_score": "信用指标得分"
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}
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