tfse-model-api-v0.2/Rating/scripts/risk_score.py

def compliance_risk(param):
    """
    合规风险打分
    Parameters
        param 近三年合规风险情况
    Return
        score 合规风险得分
    """
    if param['失信人']:
        score = 43
    elif param['严重违法'] or param['经营异常'] or param['欠税公告'] or param['税收违法']:
        score = 33
    elif param['行政处罚'] or param['环保处罚']:
        score = 23
    else:
        score = 0
    return score


def management_risk(param):
    """
    经营风险打分
    """
    score = dict()
    score['立案信息'] = 10 if param['立案信息'] >= 50 else round(param['立案信息'] * 0.2, 2)
    score['开庭公告'] = 10 if param['开庭公告'] >= 50 else round(param['开庭公告'] * 0.2, 2)
    score['被执行人'] = 10 if param['被执行人'] >= 30 else round(param['被执行人'] * 0.33, 2)
    score['法院公告'] = 5 if param['法院公告'] >= 50 else round(param['法院公告'] * 0.1, 2)
    score['诉讼'] = 10 if param['诉讼'] >= 50 else round(param['诉讼'] * 0.2, 2)
    score['送达公告'] = 5 if param['送达公告'] >= 50 else round(param['送达公告'] * 0.1, 2)
    score['股权出质'] = 5 if param['股权出质'] >= 10 else round(param['股权出质'] * 0.5, 2)
    score['法人变更'] = 1.5 if param['法人变更'] >= 10 else round(param['法人变更'] * 0.15, 2)
    score['主要成员变更'] = 1.5 if param['主要成员变更'] >= 10 else round(param['主要成员变更'] * 0.15, 2)
    total_score = round(sum(score.values()), 2)
    score['合计'] = 10 if total_score > 10 else total_score
    return score


def peripheral_risk(param):
    """
    关联风险
    """
    score = dict()
    score['周边风险'] = dict()
    score['周边风险']['高风险'] = 5 if param['周边风险']['高风险'] >= 25 else round(param['周边风险']['高风险'] * 0.2, 2)
    score['周边风险']['警示'] = 5 if param['周边风险']['警示'] >= 50 else round(param['周边风险']['警示'] * 0.1, 2)
    score['周边风险']['合计'] = sum(score['周边风险'].values())
    total_score = sum(score['周边风险'].values())
    score['合计'] = 10 if total_score > 10 else total_score

    return score