diff --git a/Rating/static/test/info_demo.json b/Rating/static/test/info_demo.json index c578670..3f21273 100644 --- a/Rating/static/test/info_demo.json +++ b/Rating/static/test/info_demo.json @@ -1,158 +1,710 @@ { - "评价ID": "CJFQf1a4", - "企业ID": "XLepwkDR", + "评价ID": "FqlvBhzv", + "企业ID": "qwwAWUIm", "企业名称": "远东资信评估有限公司", "评价年度": "2021年", "行业选择": [ "信息技术业", - "电信业" + "计算机服务与软件业" ], - "经营问卷": [ - "A", - "B", - "C", - "1.2", - "1.3", - "1.7", - "1.8", - "A", - "A", - "A", - "A", - "B", - "B", - "A", - "B", - "B", - "A", - "B", - "916", - "AC", - "A", - "B", - "B", - "A", - "B", - "B", - "14.2", - "A", - "A", - "B" - ], - "财务填报": { - "资产负债表": [ - { - "报告期": "2021-12-31", - "应收账款": 475970043.13, - "存货": 426616796.91, - "流动资产合计": 1378945603.39, - "资产总计": 2538822429.53, - "短期借款": 391361211.8, - "一年内到期非流动负债": 79395986.96, - "流动负债合计": 821356965.79, - "长期借款": 150183649.44, - "负债合计": 1183277041.46, - "所有者权益合计": 1355545388.07 - }, - { - "报告期": "2020-12-31", - "应收账款": 291591661.11, - "存货": 377617976, - "流动资产合计": 952627029.11, - "资产总计": 2046396565.14, - "短期借款": 385236834.04, - "一年内到期非流动负债": 88783859.2, - "流动负债合计": 704780240.62, - "长期借款": 110933662.82, - "负债合计": 1042739946, - "所有者权益合计": 1003656619.14 - }, - { - "报告期": "2019-12-31", - "应收账款": 241877070.34, - "存货": 336428011.47, - "流动资产合计": 1026725000.13, - "资产总计": 1805109449.69, - "短期借款": 337434767.59, - "一年内到期非流动负债": 108923918.04, - "流动负债合计": 666172507.61, - "长期借款": 20033333.33, - "负债合计": 877059594.85, - "所有者权益合计": 928049854.84 - } - ], - "利润表": [ - { - "报告期": "2021-12-31", - "营业收入": 942898121.99, - "营业成本": 512969579.95, - "利润总额": 203262790.04, - "净利润": 173744026.64 - }, - { - "报告期": "2020-12-31", - "营业收入": 874376903.61, - "营业成本": 481332470.5, - "利润总额": 90107371.64, - "净利润": 80074854.75 - }, - { - "报告期": "2019-12-31", - "营业收入": 351514016.29, - "营业成本": 215671627.08, - "利润总额": -182392168.77, - "净利润": -149750613.49 - } - ], - "补充数据表": [ - { - "报告期": "2021-12-31", - "研发费用": 54819603.77, - "计入财务费的利息支出": 0, - "资本化利息支出": 0 - }, - { - "报告期": "2020-12-31", - "研发费用": 62658762.04, - "计入财务费的利息支出": 0, - "资本化利息支出": 0 - }, - { - "报告期": "2019-12-31", - "研发费用": 51086727.14, - "计入财务费的利息支出": 0, - "资本化利息支出": 0 - } - ] - }, - "风险数据": { - "关联风险": { - "周边风险": { - "高风险": 8, - "警示": 352 - }, - "变更记录": { - "法人变更": 0, - "主要成员变更": 0 + "报告模板": [ + { + "摘要": { + "评价结果": [ + { + "credit_rank": "BBB-" + }, + { + "rank_date": "2021-12-31" + } + ], + "主要财务数据": [ + [ + "报告期", + "2021-12-31", + "2020-12-31", + "2019-12-31" + ], + [ + "应收账款", + "1434003.22", + "1129352.37", + "833853.56" + ], + [ + "存货", + "3496166.51", + "1322464.1", + "1148054.99" + ], + [ + "流动资产合计", + "14929483.91", + "11286498.93", + "7169493.72" + ], + [ + "资产总计", + "24915179.62", + "15661842.69", + "10135197.67" + ], + [ + "短期借款", + "864814.11", + "633508.02", + "212564.67" + ], + [ + "一年内到期非流动负债", + "157268.7", + "134903.87", + "107746.85" + ], + [ + "流动负债合计", + "11449686.26", + "5497718.98", + "4560737.87" + ], + [ + "长期借款", + "1715935.87", + "606816.33", + "498056.32" + ], + [ + "负债合计", + "16896935.83", + "16896935.83", + "5916410.16" + ], + [ + "所有者权益合计", + "8018243.79", + "6919471.64", + "4218787.52" + ], + [ + "营业收入", + "7336154.55", + "5031948.77", + "4578802.06" + ], + [ + "营业成本", + "5317903.19", + "3634915.36", + "3248276.05" + ], + [ + "利润总额", + "1087368.82", + "698255.34", + "576076.46" + ], + [ + "净利润", + "914498.15", + "610391.81", + "501267.39" + ], + [ + "净资产收益率", + "-6.82", + "1.08", + "-" + ], + [ + "存货周转率", + "201.13", + "298.0", + "-" + ], + [ + "已获利息倍数", + "-1.13", + "0.97", + "0.28" + ], + [ + "应收账款周转率", + "4.06", + "6.32", + "8.1" + ], + [ + "总资产周转率", + "19", + "27", + "-" + ], + [ + "总资产增长率", + "1.0", + "7.39", + "-" + ], + [ + "总资产报酬率", + "-1.66", + "1.02", + "-" + ], + [ + "技术投入比率", + "6.65", + "11.02", + "7.77" + ], + [ + "营业增长率", + "-26.9", + "-3.77", + "-" + ], + [ + "资产负债率", + "70.05", + "73.46", + "73.42" + ], + [ + "速动比率", + "71.35", + "79.69", + "135.44" + ] + ], + "评价观点": [ + { + "company": "远东资信评估有限公司", + "province": "上海", + "scale": "小型", + "advantage_area": "融资渠道" + }, + { + "esg_desc": "公司ESG理念较为薄弱,在经营过程中需增加节能减排措施,加大对供应链、社会公众、员工和地区等的责任,树立良好企业形象,进一步加强公司治理和内部控制,促进经营效率提升和企业价值创造。" + }, + { + "profitability": "较差", + "operational_efficiency": "尚可", + "debt_risk": "适中", + "growth_ability": "较强", + "overall_credit_risk": "较大" + }, + { + "company": "远东资信评估有限公司", + "credit_rank": "BBB-" + } + ], + "关注": [ + { + "attention_01": "公司资产流动性欠佳,财务弹性低,可立即变现用于偿还流动负债的资产较少" + }, + { + "attention_02": "公司全部资产获利能力弱,资产运营效益低" + }, + { + "attention_03": "公司应收账款周转率慢,运营资金被占用规模大,资金利用效率低" + } + ] } }, - "合规风险": { - "失信人": 0, - "严重违法": 0, - "经营异常": 0, - "欠税公告": 0, - "税收违法": 0, - "行政处罚": 0, - "环保处罚": 0 + { + "一、公司概况": { + "公司背景": [ + { + "company": "远东资信评估有限公司", + "year_03": "2021", + "found_date": "1988-02-15", + "register_assets": "5000万人民币", + "paid_assets": "-", + "share_holders": "中开民服健康管理有限公司", + "share_rates": "100.00%", + "real_boss": "中开民服健康管理有限公司", + "business_scope": "证券市场资信评级,评估各类有价证券、企业资产、企业资信等级、其他与主营业务有关的咨询、培训、经济信息服务。【依法须经批准的项目,经相关部门批准后方可开展经营活动】" + }, + { + "year_03": "2021", + "total_assets": "24915179.62", + "year_03_total_assets_variety": "0.59", + "net_assets": "8018243.79", + "year_03_net_assets_variety": "0.16", + "income": "7336154.55", + "year_03_income_variety": "0.46", + "profit": "914498.15", + "year_03_profit_variety": "0.5" + } + ], + "股东实力": [ + { + "company": "中开民服健康管理有限公司", + "found_date": "2020-09-30", + "registered_capital": "5000万人民币", + "share_holders": "中开民服健康养老产业发展有限公司", + "share_rates": "100.00%", + "business_scope": "健康管理(须经审批的诊疗活动除外);健康咨询(须经审批的诊疗活动除外);医院管理(须经审批的诊疗活动除外);家庭服务(不符合家政服务通用要求不得开展经营活动);居家养老服务;企业管理咨询;组织文化艺术交流活动(不含演出);承办展览展示活动;销售化妆品、卫生用品、日用品、机械设备、电子产品、第一类医疗器械、第二类医疗器械、计算机、软件及辅助设备;企业管理;技术咨询、技术开发、技术服务、技术转让;计算机系统服务;零售食品;餐饮服务(禁限制售冷热饮)(禁止在居民住宅楼、未配套设立专用烟道的商住综合楼、商住综合楼内与居住层相邻的商业楼层内,新建、改建、扩建产生油烟、异味、废气的饮食服务;禁止新建与居住、医疗卫生、文化教育、科研、行政办公等为主要功能的场所边界水平距离小于9米的项目)。(市场主体依法自主选择经营项目,开展经营活动;零售食品、餐饮服务以及依法须经批准的项目,经相关部门批准后依批准的内容开展经营活动;不得从事国家和本市产业政策禁止和限制类项目的经营活动。)" + }, + { + "establish_time": "较短", + "capital_strength": "尚可", + "support_strength": "对公司的支持力度或较弱" + } + ], + "对外投资": [ + { + "year_03": "2021", + "subsidiary_total_number": 11, + "investment_total_amount": "10088.3", + "top_3_industry": "商务服务业、货币金融服务", + "Industry_concentration": "高", + "top_3_region": "上海市、四川省、北京市", + "Regional_concentration": "高", + "subsidiary_number": "8", + "investment_amount": "5988.3" + }, + [ + [ + "被投资企业名称", + "注册资本", + "投资比例", + "投资金额", + "成立日期", + "所属行业", + "所属省份" + ], + [ + "四川远东资信评估有限公司", + "80万人民币", + "100%", + "100万元", + "2005-05-24", + "商务服务业", + "四川省" + ], + [ + "远东执信企业征信有限公司", + "5000万人民币", + "100%", + "5000万元", + "2006-03-01", + "商务服务业", + "上海市" + ], + [ + "四川远东资信评估有限公司", + "100万人民币", + "100%", + "100万元", + "2005-05-08", + "商务服务业", + "四川省" + ], + [ + "北京远东和创资信评估有限公司", + "100万人民币", + "100%", + "100万元", + "2007-06-08", + "商务服务业", + "北京市" + ], + [ + "上海远东人力资源价值咨询有限公司", + "50万人民币", + "80%", + "40万元", + "2000-09-12", + "商务服务业", + "上海市" + ], + [ + "佛山远东企业信用评估有限公司", + "100万人民币", + "60%", + "60万元", + "2006-05-23", + "商务服务业", + "广东省" + ], + [ + "上海远东鼎信财务咨询有限公司", + "100万人民币", + "55%", + "55万元", + "2006-03-24", + "商务服务业", + "上海市" + ], + [ + "湖南远东资信评估咨询有限公司", + "1000万人民币", + "53.33%", + "533.3万元", + "2000-03-06", + "商务服务业", + "湖南省" + ], + [ + "贵州远东诚信管理有限公司", + "5000万人民币", + "48%", + "2400万元", + "2017-04-12", + "商务服务业", + "贵州省" + ], + [ + "宁波远东资信评估有限公司", + "500万人民币", + "40%", + "200万元", + "2003-04-03", + "商务服务业", + "浙江省" + ], + [ + "上海浦东新区邦信小额贷款股份有限公司", + "15000万人民币", + "10%", + "1500万元", + "2012-04-25", + "货币金融服务", + "上海市" + ] + ] + ], + "进出口权": [ + { + "import_export_power": "无", + "influence": "小" + } + ], + "知识产权": [ + { + "date": "2021年12月", + "patent_number": "7", + "patent_number_three_year": "7", + "patent_number_03": "0、0、7", + "patent_number_03_three_year": "0、0、7" + }, + { + "date": "2021年12月", + "copyrights_number": "13", + "copyrights_number_three_year": "13" + }, + { + "patented_software": "较少", + "RD_capability": "弱" + } + ], + "资质荣誉": [ + { + "describe": "无数据" + } + ] + } }, - "经营风险": { - "立案信息": 1, - "开庭公告": 0, - "被执行人": 0, - "法院公告": 0, - "诉讼": 0, - "送达公告": 0, - "股权出质": 0 + { + "二、ESG评价": { + "环境治理": [ + { + "certificate": "公司绿色发展理念相对薄弱。公司绿色发展战略和绿色组织架构亦有待完善,生产过程对环境造成一定污染,尚未有污染缓解措施或污染缓解措施效果欠佳,环境问题或对公司正常经营造成负面影响。" + }, + { + "Qualification_number": "截至2021年末,公司未获得环保领域相关认证资质。" + } + ], + "社会责任": [ + { + "Qualification_number": "公司积极履行社会责任,未获得社会责任领域相关认证资质。公司以公平、公正、自愿、市场化的原则开展业务,承担对于客户、员工、社区、供应链相关方的责任,企业形象较好,无社会负面事件,为公司业务拓展奠定较好基础。" + } + ], + "公司治理": [ + { + "governance_score": "公司规模较小,组织架构尚不完善,股权结构有待进一步明晰,信息披露透明度和质量欠佳。风险控制能力有待加强。整体来看,公司治理水平有待进一步提升。" + } + ] + } + }, + { + "三、财务分析": { + "盈利能力": [ + {}, + {}, + { + "date": "2020", + "return_on_net_assets_analysis": "1.08", + "high_low_01": "低于", + "return_on_total_assets_analysis": "1.02", + "high_low_02": "低于" + } + ], + "资产质量": [ + { + "date": "2020", + "account_turnover_analysis": "6.32", + "high_low_01": "高", + "total_assets_turnover_analysis": "27", + "high_low_02": "高于" + } + ], + "债务风险": [ + {}, + { + "interest_cover": "-1.13", + "quick_ratio": "71.35", + "debt_risk": "适中", + "min_asset_liability_ratio": "70.05", + "max_asset_liability_ratio": "73.46", + "fin_structure_analysis": "欠稳健", + "operating_cash_flow_to_debt": "强", + "assets_liquidity": "差" + } + ], + "成长能力": [ + {}, + { + "technology_input_ratio": "11.02", + "growth_rate_of_operating_revenue": "-3.77", + "growth_rate_of_total_assets": "7.39", + "degree_of_imprtance": "不重视技术研发或先进工艺的开发", + "contribution": "较大", + "growth_ability": "较好" + } + ] + } + }, + { + "四、企业风险": { + "合规风险": [ + { + "yes_no_01": "无", + "yes_no_02": "无", + "yes_no_03": "无", + "yes_no_04": "无", + "yes_no_05": "无", + "yes_no_06": "无", + "yes_no_07": "无", + "risk_level": "低" + } + ], + "经营风险": [ + { + "risk_level": "较低", + "risk_num": "1" + } + ], + "关联风险": [ + { + "include": "包括", + "risk_num": "360", + "will": "会", + "risk_level": "较高" + } + ] + } + }, + { + "五、评级结论": { + "结论": [ + { + "describe": "公司为环境友好型企业,积极履行社会责任,治理水平有待进一步提升" + }, + { + "enterprise_quality": "较差", + "profitability": "较弱", + "asset_quality": "一般", + "debt_risk": "适中", + "growth_ability": "较大" + }, + { + "company": "远东资信评估有限公司", + "credit_rank": "BBB-" + } + ] + } + }, + { + "附录": { + "附录一": [ + [ + "报告期", + "2021-12-31", + "2020-12-31", + "2019-12-31" + ], + [ + "应收账款", + "1434003.22", + "1129352.37", + "833853.56" + ], + [ + "存货", + "3496166.51", + "1322464.1", + "1148054.99" + ], + [ + "流动资产合计", + "14929483.91", + "11286498.93", + "7169493.72" + ], + [ + "资产总计", + "24915179.62", + "15661842.69", + "10135197.67" + ], + [ + "短期借款", + "864814.11", + "633508.02", + "212564.67" + ], + [ + "一年内到期非流动负债", + "157268.7", + "134903.87", + "107746.85" + ], + [ + "流动负债合计", + "11449686.26", + "5497718.98", + "4560737.87" + ], + [ + "长期借款", + "1715935.87", + "606816.33", + "498056.32" + ], + [ + "负债合计", + "16896935.83", + "16896935.83", + "5916410.16" + ], + [ + "所有者权益合计", + "8018243.79", + "6919471.64", + "4218787.52" + ], + [ + "营业收入", + "7336154.55", + "5031948.77", + "4578802.06" + ], + [ + "营业成本", + "5317903.19", + "3634915.36", + "3248276.05" + ], + [ + "利润总额", + "1087368.82", + "698255.34", + "576076.46" + ], + [ + "净利润", + "914498.15", + "610391.81", + "501267.39" + ], + [ + "研发费用", + "459492.33", + "356937.77", + "299210.75" + ], + [ + "计入财务费的利息支出", + "1984.28", + "1520.53", + "1601.71" + ], + [ + "资本化利息支出", + "128876.46", + "89880.98", + "57330.24" + ], + [ + "净资产收益率", + "-6.82", + "1.08", + "-" + ], + [ + "存货周转率", + "201.13", + "298.0", + "-" + ], + [ + "已获利息倍数", + "-1.13", + "0.97", + "0.28" + ], + [ + "应收账款周转率", + "4.06", + "6.32", + "8.1" + ], + [ + "总资产周转率", + "19", + "27", + "-" + ], + [ + "总资产增长率", + "1.0", + "7.39", + "-" + ], + [ + "总资产报酬率", + "-1.66", + "1.02", + "-" + ], + [ + "技术投入比率", + "6.65", + "11.02", + "7.77" + ], + [ + "营业增长率", + "-26.9", + "-3.77", + "-" + ], + [ + "资产负债率", + "70.05", + "73.46", + "73.42" + ], + [ + "速动比率", + "71.35", + "79.69", + "135.44" + ] + ] + } } - } -} \ No newline at end of file + ] +}